Sunday, September 11, 2011

Do you really deserve it?

Do you really deserve it?

By Keith Bunn Jr.
September 11, 2011

The excuse or reason, I hear the most of why someone bought or splurged on something is, ‘I deserved it’. But do you? Let me explain…

You DON’T deserve to retire solely on a broken system called Social Security because you didn’t plan for retirement.
Your kids DON’T deserve to take on the burden of possibly taking care of you in your golden years because you dwindled your money away for decades and didn’t plan for the future.
You DON’T deserve to pay for that vacation, furniture, clothes, etc… for decades because you were too impatient to save up for it and you put it on a credit card.
You DON’T deserve to take a tail kicking on the deprecation of a car you bought on payments, you couldn’t afford anyway.
You DON’T deserve to be all stressed out when an emergency comes your way and you have no way of paying for it because you don’t have a plan in place just for emergencies.
You DON’T deserve to have your marriage hanging on by a thread because of money issues.

What you DO deserve is to retire with dignity because you planned for it at an early age.
What you DO deserve is the peace of mind that your kids don’t have to worry about how you’re doing financially and hopefully learned from your example and are doing well themselves.
What you DO deserve is to enjoy your purchases because you have lived within your means and paid for them in cash.
What you DO deserve is not taking a tail kicking on the deprecation of a car purchase because you bought a reliable 1 to 2 year old car with cash.
What you DO deserve is the peace of mind that if an emergency does rear its ugly head, you have an emergency fund in place to cope with it.
What you DO deserve to have a better marriage because you both are working and planning your finances together.

“Credit buying is like being drunk. The buzz happens immediately & gives you a lift. The hangover comes the day after.”  - Joyce Brothers –

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