Sunday, December 25, 2011

What does your moral compass say to others?



What does your moral compass say to others?

By Keith Bunn Jr.
December 25, 2011



Have you ever had some sort of service done for you? You know, had some work done on your house, work done on your car… things like that? Where they said one thing and then they did the exact opposite. They may have done a good job, but what do you remember the most about them? That they said one thing and then did the opposite, right?
Now I’m probably going to show my age here, but that is just common sense to me. You have to be a man or woman of your word!!! If you say you’re going to do something or not do something and then don’t do that, that can tell volumes about your character. Good or bad. I’m not just talking about if you own a business; I’m talking about every waking minute of your life! And you can’t back away from what you said or wrote down either, even though it maybe unpleasant at the time.
To give you an example, let’s say you did own a business and you stated a new rule either in some sort of meeting or wrote it down in the company’s handbook and the rule was that you would reward any employee if the met a certain goal at work. Now once your employees start meeting these goals, you need to reward them like you said you would. Now if a lot of employees meet these goals all at once and it is now becoming costly… you still need to reward them like you said you would. Because if you don’t, your employees will lose trust in your word and will no longer try to meet the company’s goals.
As I said before, you have to do this every waking minute of your life. This means you have to do this when you are dealing with family, friends, your co-workers, your boss, employees, vendors, etc… your word tells a lot about you. Don’t make it say the wrong things.


As with all my blog posts, and social media posts, I welcome any comments and feed back on the topics I write about. It is the only way you and I will learn more about our selves and each other, so ask away!




“We can rejoice, too, when we run into problems and trials, for we know that they help us develop endurance. And endurance develops strength of character, and character strengthens our confident hope of salvation. And this hope will not lead to disappointment. For we know how dearly God loves us, because he has given us the Holy Spirit to fill our hearts with his love.”

– Romans 5:3-5 – 




Checkout my website, Facebook, & Twitter pages as well.
www.cavusfinancialcoaching.com , http://www.facebook.com/pages/Cavus-Financial-Coaching/120347681380181 , and https://twitter.com/#!/Cavuscoaching

Sunday, December 18, 2011

You have to do what is right!



You have to do what is right!

By Keith Bunn Jr.
December 18, 2011



Not too long ago, I posted on Facebook about not making financial decisions in the middle of grieving when you have lost a love one and I stand by what I wrote. But there are sometimes you have to make those hard gut wrenching decisions when it comes to our pets.
This week’s blog is extremely hard for me to write because we had to make that very decision this past week. The picture above is of our beloved puppy Zeus. We don’t know when it happened, but according to his x-rays, it appeared that Zeus swallowed a small stone that he was not able to pass through his digestive track. The little guy was in pain and the vet said that he needed surgery right then. The surgery was going to cost $2000.00.
Now before I go on, you need to know that our dogs are like our kids and we spoil them as such. We have 3 other dogs that are much older than Zeus and they are the biggest babies you have ever seen. Also, during the time Zeus was at the vet, I was in the hospital having surgery myself. Having no more vacation or sick days left this year, I have been missing work without pay.
I’m sure you can guess by now that we had to put Zeus to sleep. We only had him for like 2 to 3 weeks but he had somehow snuck deep into our hearts. In fact, as I’m typing this, I’m crying like a little girl over his loss.
My point is, is that in the middle of our heart ache. We had to do the right thing and let him go so he was no longer in pain. We didn’t have the $2000.00 for the surgery and it really doesn’t make sense to potentially harm the rest of the family by going into $2000.00 more in debt while one of us is not working to save our puppy’s life. I know some of you don’t agree with this, but it was our decision and it is one we will have to live with.
So take this for what it is. There is a reason why we don’t keep animals around that are in pain like we do with us humans. They are not human. By doing the right thing, even though our hearts are breaking, it is another way we show our love for them.



Rest in peace Zeus! We sure do miss you!



As with all my blog posts, and social media posts, I welcome any comments and feed back on the topics I write about. It is the only way you and I will learn more about ourselves and each other, so ask away!



Checkout my website, Facebook, & Twitter pages as well.
www.cavusfinancialcoaching.com , http://www.facebook.com/pages/Cavus-Financial-Coaching/120347681380181 , and https://twitter.com/#!/Cavuscoaching

Sunday, December 11, 2011



Money Fights


By Keith Bunn Jr.
December 11, 2011


First off, let’s admit it; if you have a spouse or even just a boyfriend or girlfriend, you’ve had an argument or two in your relationship. It is perfectly natural for that to happen from time to time. What isn’t natural is when you’re at each other’s throats all the time. The number one thing that people argue about these days is money!
The thing is, if you got that part of your relationship under control, all the other parts you’re having issues with will start to fall in line. So how can you start getting things under control? A good place to start would be starting a budget. In every relationship, you have a Saver and you have a Spender. Kind of like a Yin and Yang of finances, and you need each other so that you both have a long lasting financial life.
The Saver needs the Spender so they can enjoy life more and don’t end up being a hermit in a cave somewhere. The Spender needs the Saver to kind of rein them in from time to time so they don’t have to eat Alpo in their golden years.
The person with the God given talent for dealing with numbers should draw up the budget and then the two of you sit down and go over it to make it both of yours. If the other partner thinks that something needs to be changed, you both discuss it and make the change(s) only if both of you agree to it and as long as your budget balances! What this does is, is that it opens up the communication channels between the two of you and stars to bring you closer together.
Now, if your partner won’t do this with you or wants to separate the money into his and hers, there maybe bigger underlying problems and you may need to seek out some marriage counseling of some kind. If you’re not married yet but plan to someday, I suggest looking into getting some kind of pre-marital counseling that includes how to deal with your money. The pre-marital counseling should bring out where you both stand on money, kids, in-laws, and religion. The four things couples fight about the most.


As with all my blog posts, and social media posts, I welcome any comments and feed back on the topics I write about. It is the only way you and I will learn more about ourselves and each other, so ask away!


“Personal relationships are the fertile soil from which all advancement, all success, all achievement in real life grows.” – Ben Stein –


Checkout my website, Facebook, & Twitter pages as well.

Sunday, December 4, 2011

No Manna for you



No Manna for you

By Keith Bunn Jr.
Original Posting: December 4, 2011
Updated Posting: September 28, 2013



One of the things I hear time and time again is, “God will provide for our needs.” And then those people just sit on their butts and complain that “Life’s not fair!” Well, I have to say that for those people, I believe that God won’t provide for you.
Now before you stone me to death, let me explain. How many times have you heard of some farmer somewhere, who has prayed to God for a bountiful crop of corn at the beginning of the planting season and get that crop without planting a single seed? You haven’t! Yes, at one time God did do those kind of miracles. One time in particular was written in the book of Exodus 16:4 NIV, Then the LORD said to Moses, "I will rain down bread from heaven for you. The people are to go out each day and gather enough for that day. In this way I will test them and see whether they will follow my instructions."

It is my belief that God does provide for us all but not in that way anymore. I believe that God provides for us by going through us, by using our unique and individual gifts and talents and won’t bless us if all we do is just sit on our butts waiting for a miracle.
I was told a story some time ago that a man drove up to his pastor in a newer truck he just bought and asked the pastor for prayers that he can make the truck payments. God will not answer those prayers. God will not and did not leave stacks of money on on that guy's dinning room table so he could make his truck payment. You have to be proactive in your life and not let life happen to you, then expect God to bless you or answer your prayers the way you would like Him to.
You have to plan your life how you want it to be and only then will God bless you either through you or through others in your life. Proverbs 16:9 ESV says, "
The heart of man plans his way, but the LORD establishes his steps."

I’m not saying my interpretation of these and other scriptures are right but I do know that when we started to plan and live our lives the way God said we should live, situations seemed to just fall into place that made us think that God had a hand in our lives that was guiding us in a certain direction. That can happen for you as well.


"Here is a good question to ponder: What is in your life today that is not in line with what you want tomorrow?"
- Dr. Henry Cloud -


The reason I do this is to give people hope and to try to inspire others. To make them think about their finances, whether they are young or old, so they can win financially.
If you have any questions for me about my posts or if you need help learning how to live on less than you make and creating a budget, you can call me at (616) 454-2046 or e-mail me at cavuscoaching@gmail.com. I’d be happy to do what I can to help!
You can also find more money news, facts and ideas, on my Facebook and/or Twitter pages. I'd be grateful if you followed me. Thank you!